Avoiding Advanced Phishing Attempts
In today’s digital landscape, fraud is more sophisticated than ever. Bad actors have several methods to make their communications seem authentic, from impersonating legitimate contact details to replicating physical traits of people you may know. One of the best ways to protect yourself from falling victim is to stay skeptical of any situation involving your […]
Navigating the Path to Building Your Own Home
Financial Preparedness and Builder Selection Setting out to build your dream home is a thrilling adventure, but it requires meticulous planning and financial readiness. Finding a reputable builder, understanding the contract’s terms, having money set aside for unforeseen expenses, and securing financing are all vital steps in the process. Reviewing each step thoroughly can help […]
SECURE Act 2.0: Updates To Retirement Savings for 2024
The SECURE Act 2.0 was signed into law on December 29th, 2022, and the legislation is introducing updates and changes affecting employer-sponsored retirement plans, many of which becoming effective in 2024. These amendments aim to enhance retirement savings opportunities for American workers and offer employers more flexibility in providing retirement benefits. The SECURE Act 2.0 […]
Trust Services: Answers to Your Most Frequently Asked Questions
What are the benefits of a trust? A trust is a legal entity that can hold title to “own” assets for the benefit of another. Benefits can include the ability to control the assets during a time of illness or disability or long after you pass, protect your assets from creditors, and reduce estate taxes. It simply depends on the type […]
An Introduction to the Role of a Trust Company
As you consider the need and use of a trust, it is important to understand the roles and responsibilities of those charged with carrying out your most caring and personal wishes at some point in the future, including how a trust company can help. As you read further, you will find out what a trust […]
Eric Pearson Joins Federal Reserve Board
KENNEWICK, Wash. – We are excited to announce that our CEO, Eric Pearson has been appointed as a director on the Seattle Branch Board of the Federal Reserve Bank of San Francisco. In his position, he will be responsible for providing insights into the local economy and providing recommendations for upcoming policies from the Federal […]
Demystifying Mortgage Rates: Unraveling the Factors that Influence Interest Rates
For many, the dream of homeownership is a significant milestone. But beyond the search for the perfect home lies the crucial understanding of mortgage rates, a key component in determining the long-term cost of a home. The mortgage rate is the interest charged on the loan you take out to purchase or refinance your home. […]
The Benefits of Hiring a 401(k) Fiduciary Advisor
The 401(k) is the most popular retirement plan companies use to provide tax-advantage investment and retirement savings opportunities for their employees. The 401(k) plan has grown in popularity over the last 45 years, and it is the most widely used financial tool for most Americans building the wealth and income they need for retirement. Yet, […]
How to Qualify for a Home Loan: Requirements and Eligibility Criteria
For aspiring homeowners, understanding the nuances of home loan qualifications can be the gateway to unlocking a better financial future. This journey might seem daunting but, with the right help, it can be navigated seamlessly. Why is this so crucial? It’s not just about numbers or interest rates. It involves understanding your credit history, managing […]
401(k) Services for Small Businesses: Solutions and Options
Unlocking Retirement Solutions: The Power of 401(k) for Small Businesses Today, small businesses have access to affordable, easy to design 401(k) plans to help attract and retain quality employees. Business owners can reduce their tax liability and save for their own retirement, diversifying their wealth outside of their business, while offering a meaningful benefit to […]
