Overview
We offer a wide variety of personalized lending options to meet your business needs. As a locally owned bank, our decision makers call the Tri-Cities area home, allowing us the flexibility to provide individuals and businesses with customized lending solutions.
Business Loans
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COMMERCIAL REAL ESTATE
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COMMERCIAL REAL ESTATE
Are you looking for a new building for your business or considering an investment in commercial property? From owner and non-owner occupied to investment real estate, multi-family, or office/retail space, we offer a full suite of commercial real estate lending options to meet your needs. Contact us today to see what option is best for your business.
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COMMERCIAL CONSTRUCTION
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COMMERCIAL CONSTRUCTION
Interested in building the perfect workspace or expanding your current facility?
Community First Bank offers a wide variety of financing options to meet your commercial construction needs. Whether you’re looking for an all-in-one loan with the option to fix your interest rate up front, or a construction-to-permanent loan, we’re here to help. From owner- and non-occupied to home builders’ loans, meet with one of our lenders today to learn how we can assist with your next project.
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SMALL BUSINESS/SBA
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SMALL BUSINESS LOANS
Running your own business can be challenging, but your small business loan can go smoothly with the assistance of one of our business bankers. We understand the importance of simplicity and getting the job done. There are a variety of small business loans available depending on the size and needs of your business. Community First Bank specializes in SBA 504, SBA 7(a), and SBA Express program loans. Let us help you determine what loan option is best for your growing business.
Learn about small business loans available to you by visiting our Small Business Lending page.
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EQUIPMENT
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EQUIPMENT
Every business is different; that is why your loans should be too. Let us help you get the equipment for your business’s specific needs. We finance all types of equipment—from commercial vehicles (both small and large) and food processing equipment to fleet vehicles and various furniture, fixtures, and equipment (FF&E). Contact us today to find out how we can help you get the tools you need to run your business.
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LINES OF CREDIT
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LINES OF CREDIT
Whether you’re looking for a way to manage your cash flow needs or thinking about expanding your business, our lines of credit can provide you with the financial flexibility you need. We understand the importance of your bottom line. Meet with us today to determine which line of credit is right for your business.
- Capital Expenditures Line of Credit
- Working Capital Lines of Credit
- Asset Based Lines of Credit
- Medical Professionals Line of Credit
- Non-Revolving Line of Credit
- Revolving Line of Credit
- Secured Line of Credit
- Unsecured Line of Credit
- Wealth Management Line of Credit
COMMERCIAL REAL ESTATE
Are you looking for a new building for your business or considering an investment in commercial property? From owner and non-owner occupied to investment real estate, multi-family, or office/retail space, we offer a full suite of commercial real estate lending options to meet your needs. Contact us today to see what option is best for your business.
COMMERCIAL CONSTRUCTION
Interested in building the perfect workspace or expanding your current facility?
Community First Bank offers a wide variety of financing options to meet your commercial construction needs. Whether you’re looking for an all-in-one loan with the option to fix your interest rate up front, or a construction-to-permanent loan, we’re here to help. From owner- and non-occupied to home builders’ loans, meet with one of our lenders today to learn how we can assist with your next project.
SMALL BUSINESS LOANS
Running your own business can be challenging, but your small business loan can go smoothly with the assistance of one of our business bankers. We understand the importance of simplicity and getting the job done. There are a variety of small business loans available depending on the size and needs of your business. Community First Bank specializes in SBA 504, SBA 7(a), and SBA Express program loans. Let us help you determine what loan option is best for your growing business.
Learn about small business loans available to you by visiting our Small Business Lending page.
EQUIPMENT
Every business is different; that is why your loans should be too. Let us help you get the equipment for your business’s specific needs. We finance all types of equipment—from commercial vehicles (both small and large) and food processing equipment to fleet vehicles and various furniture, fixtures, and equipment (FF&E). Contact us today to find out how we can help you get the tools you need to run your business.
LINES OF CREDIT
Whether you’re looking for a way to manage your cash flow needs or thinking about expanding your business, our lines of credit can provide you with the financial flexibility you need. We understand the importance of your bottom line. Meet with us today to determine which line of credit is right for your business.
- Capital Expenditures Line of Credit
- Working Capital Lines of Credit
- Asset Based Lines of Credit
- Medical Professionals Line of Credit
- Non-Revolving Line of Credit
- Revolving Line of Credit
- Secured Line of Credit
- Unsecured Line of Credit
- Wealth Management Line of Credit
Business Lending Services
Community Story
JOHN & DANNY
Our small business partners are at the heart of everything we do. Locally owned businesses make goods and services available to our region and help to ensure that the money made in the Tri-Cities stays right here in the community.
John and Danny have built their business on hard work, holistic advice, and honesty—attributes we are all too familiar with here at Community First Bank & HFG Trust. Excellent client service is what originally began our partnership, and it’s what keeps the Archibalds at the top of their game.
Business Lending Team
Matthew Backlund
Chief Lending Officer
Melissa Callaway
Director of Credit Administration
Cameron Stephens
Director of Commercial Banking
Rick Pullen
Construction & Consumer Banker
David Doak, MBA
Business Banker
Amanda Jones
Business Banker
Jesus Melendez
Business Banker
Cassandra Arey
Business Banker