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Matt Ward

Analyzing Funds Using the Morningstar Style Box™

Brent Schafer Wealth Planning Manager & Financial Advisor HFG Trust

Before making any investment, conducting thorough research is essential. The insights gained from your research can reveal an investment’s historical performance, associated risks, and its alignment with your overall financial plan. When considering mutual funds or exchange-traded funds (ETFs), the Morningstar Style Box™ is an invaluable research tool. Below, we will explore the Morningstar Style […]

Avoiding Advanced Phishing Attempts

In today’s digital landscape, fraud is more sophisticated than ever. Bad actors have several methods to make their communications seem authentic, from impersonating legitimate contact details to replicating physical traits of people you may know. One of the best ways to protect yourself from falling victim is to stay skeptical of any situation involving your […]

Navigating the Path to Building Your Own Home

Rick Pullen Construction & Consumer Banker HFG Trust

Financial Preparedness and Builder Selection  Setting out to build your dream home is a thrilling adventure, but it requires meticulous planning and financial readiness. Finding a reputable builder, understanding the contract’s terms, having money set aside for unforeseen expenses, and securing financing are all vital steps in the process. Reviewing each step thoroughly can help […]

SECURE Act 2.0: Updates To Retirement Savings for 2024

Tyler Pearson, Wealth Planner at HFG Trust and a member of the 401k team

The SECURE Act 2.0 was signed into law on December 29th, 2022, and the legislation is introducing updates and changes affecting employer-sponsored retirement plans, many of which becoming effective in 2024. These amendments aim to enhance retirement savings opportunities for American workers and offer employers more flexibility in providing retirement benefits. The SECURE Act 2.0 […]

Trust Services: Answers to Your Most Frequently Asked Questions

What are the benefits of a trust? A trust is a legal entity that can hold title to “own” assets for the benefit of another. Benefits can include the ability to control the assets during a time of illness or disability or long after you pass, protect your assets from creditors, and reduce estate taxes. It simply depends on the type […]

An Introduction to the Role of a Trust Company

John Stadsvold Senior Trust Officer HFG Trust

As you consider the need and use of a trust, it is important to understand the roles and responsibilities of those charged with carrying out your most caring and personal wishes at some point in the future, including how a trust company can help. As you read further, you will find out what a trust […]

Eric Pearson Joins Federal Reserve Board

KENNEWICK, Wash. – We are excited to announce that our CEO, Eric Pearson has been appointed as a director on the Seattle Branch Board of the Federal Reserve Bank of San Francisco. In his position, he will be responsible for providing insights into the local economy and providing recommendations for upcoming policies from the Federal […]

Demystifying Mortgage Rates: Unraveling the Factors that Influence Interest Rates

Max Lucas Mortgage Consultant HFG Trust

For many, the dream of homeownership is a significant milestone. But beyond the search for the perfect home lies the crucial understanding of mortgage rates, a key component in determining the long-term cost of a home. The mortgage rate is the interest charged on the loan you take out to purchase or refinance your home. […]

The Benefits of Hiring a 401(k) Fiduciary Advisor

Stephen Palm Financial Advisor HFG Trust

The 401(k) is the most popular retirement plan companies use to provide tax-advantage investment and retirement savings opportunities for their employees. The 401(k) plan has grown in popularity over the last 45 years, and it is the most widely used financial tool for most Americans building the wealth and income they need for retirement. Yet, […]