
overview
Whether you prefer to do your banking in person or use our robust online banking platform we have the products and services to meet your needs. From Checking and Savings accounts to Money Market accounts there is a product to assist you with your daily transactions and long-term financial goals.
Our online banking platform allows you to use mobile deposit and set alerts on your account to assist in mitigating fraud on your account.
Clients receive free notary services, and instant issue is available at all locations.
Personal Banking Products
Free Checking
Free checking with no monthly service charge. Open an account today with $100 opening deposit.
Services include:
- Online Banking
- Mobile App/Mobile Deposit
- Visa Debit Cards
- Combined Statements
- Free personal checks for clients 55+
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
Interest Checking
Our Community Interest Checking account offers a secure way to store your money while earning interest that grows your funds. Protect yourself from overdrafts by linking an additional CFB account.
Open an account today and receive your first box of checks free (minimum opening balance of $500). The $6.00 monthly service charge is waived with a minimum daily balance of $500.
Services include:
- Online Banking
- Mobile App/Mobile Deposit
- Free Bill Pay
- Visa Debit Cards
- Combined Statements including free check images
- Complimentary overdraft protection from a linked Community First Bank checking or savings account
- Free personal checks for clients 55+
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
Savings
Interest-earning account with unlimited in-person withdrawals at any of our Community First locations.
A minimum opening balance of $200 is required when setting up your account. The $2.00 monthly service charge is waived with a daily minimum balance of $200.
Services include:
- Online Banking
- Mobile App/Mobile Deposit
- Free Bill Pay*
- Interest-Earning
- ATM Card
- Combined Statements
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Limited to 6 (six) electronic withdrawals per month. A $10.00 service charge will be applied in excess of six withdrawals, if not made in person.
HSA Checking
HSA contributions are tax-deductible with tax-deferred earnings. This account allows you to use the funds for qualified medical expenses, and the assets are not taxed. Our HSA checking allows you debit card access and check-writing capabilities.
Certain qualifications are required to open an HSA account. Please contact your banker to learn more about how to qualify.
Minimum opening balance of $100. The $2.25 monthly service charge is waived with a minimum daily balance of $3,000.
Services include:
- Online Banking
- Mobile App
- Free Bill Pay
- Visa Debit Cards
- Combined Statements, including free check images
- CardValet® (enables the user to customize fraud alerts and set spending limits)
Money Market
An interest-bearing account with unlimited monthly in-person withdrawals. This savings account type offers tiered interest earning, meaning the higher the account balance is, the higher the interest you earn.
Minimum opening balance of $500 is required. The $9.00 monthly service charge is waived with a minimum daily balance of $500. Limit to six (6) withdrawals per month if not made in-person. $10.00 service charge will apply for withdrawals exceeding this limit.
Services include:
- Online Banking
- Mobile App/Mobile Deposit
- Free Bill Pay*
- Interest-Earning
- ATM Card
- Combined Statements
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Limited to 6 (six) electronic withdrawals per month. A $10.00 service charge will be applied in excess of six withdrawals, if not made in person.
Certificate of Deposit
CDs are a great way to earn a higher interest rate than a regular savings account. With just a $100 opening deposit, you can earn competitive rates with this type of account. Interest rates vary based on the term of the CD. Call one of our Personal Bankers today to find the best CD to fit your needs
Easily manage, budget and secure your cards with the Card Valet® mobile app.
Find a MoneyPass® surcharge-free ATM near you using the online locator tool.
MoneyPass® and Card Valet® are trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates.
Download our mobile banking app
Our Community First Bank Mobile app allows you to pay bills, send money, and deposit checks anytime, anywhere.
Visit the Google Play and Apple App stores to download our mobile banking app today!

Wire Transfer Instructions
For instructions on incoming and outgoing wires, please use the links below to access our wire transfer forms: