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Personal Finance

3 Fastest Ways to Improve your Credit Score

Max Lucas Mortgage Consultant HFG Trust

Your credit score is a vital part of your financial wellbeing. The difference between good and bad credit is more than which way the arrow tips on the barometer; it’s the variance of a monthly payment on a line of credit. Lower credit scores are accompanied by higher interest rates, and therefore equate to larger […]

Parallels Between Memory and Compounding Returns

Brent Schafer Wealth Planning Manager & Financial Advisor HFG Trust

Why does time seem to speed up as we age? There are a few different ideas on why this is the case, but one can simply use math to explain. As we age, we begin to experience more time and life events. Our memories slowly begin to fill up and the time experienced begins to […]