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Electronic Disclosure and Consent Agreement

By clicking the “link” and logging in to the portal, I/we consent to receiving the disclosures related to this application electronically and acknowledge that I/we have read and understand these disclosures.

Electronic Disclosure and Consent Agreement

Please read this Federal Electronic Signatures in Global and National Commerce Act (“E-Sign”) Disclosure and Consent carefully and keep a copy for your records. By clicking the “link” you consent to the electronic delivery of the disclosures, terms and conditions, and other documents related to the account(s) you applied for.  You also agree that we do not need to provide you with additional paper (non-electronic) copies of the disclosures and any other documents, unless specifically requested. Once you consent to the electronic disclosures, your request for paper copies may result in a fee. The fee for any requested paper copies is $0.00.

Electronic Delivery of Disclosures and Notices

In order to use the Online Account Application and to access, receive, and retain the disclosures, terms and conditions, statements, and any other documents, you must provide at your own expense, an Internet connected devise that is compatible with Community First Bank’s Online Account Application deployed at the time of access. Your device must meet the minimum requirements outlined below. You also confirm that your device will meet these specifications and requirements and will permit you to access and retain disclosures, terms and conditions, statements, and any other documents electronically each time you access and use online products. Please click on “use template” to review each of the disclosures prior to completing the account application. In order to retain, you may print the documents by selecting “Download”. Select your printer and click OK or select SAVE to retain a copy on your PC. If you are working on a public computer, you should not engage in this online account application.  If you do not want to receive the disclosures, terms and conditions, statements, and any other documents electronically, you should not proceed and will not be able to apply for your loan via our portal.

System Requirements to Access Information

To receive an electronic copy of the disclosures, terms and conditions, statements, and any other documents you must have the following equipment and software: A personal computer or other device which is capable of accessing the internet. An Internet web browser which is capable of supporting 128-bit or better encryption, like Microsoft Edge or Google Chrome. It is recommended to always use the latest version of your web browser. You must have software which permits you to receive and access Portable Document Format or “PDF” files, such as Adobe Acrobat Reader. It is recommended to always use the latest software version.

Withdrawal of Electronic Acceptance of Disclosures and Notices

You may withdraw your consent to receive disclosures, terms and conditions, statements, and any other documents, in electronic form for any of your accounts by contacting us via email using the “Contact Us” link on our website www.cfbhfg.com or by telephone at 509-735-7507 or by postal mail at PO Box 6919, Kennewick, WA 99336. We may treat your provision of an invalid email address or the subsequent malfunction of a previously valid address or cancellation of participation in our online banking product as a withdrawal of your consent to receive electronic statements or documents. Any withdrawal of your consent to receive electronic statements will be effective only after we have a reasonable period of time to process your withdrawal.

How to Update Your Records

It is your responsibility to provide us with true, accurate and complete email address, contact, and other information related to this Disclosure and your account(s), and to maintain and update promptly any changes in this information. You can update information such as your email address through your online banking access or by postal mail at PO Box 6919. To ensure the security of your account(s), any changes to a mailing address may require written authorization from you, by completing the Address Change Form which can be obtained from one of our banking centers.