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Your Money is Safe: Understanding Deposit Insurance at Banks and Credit Unions

As Community First Bank prepares to join with HAPO Credit Union later this year, we want to explain how your money stays protected. You might have heard of FDIC insurance at banks and NCUA insurance at credit unions. Both federal insurance programs protect your money equally well, and we’ll explain exactly how they work. Your […]

Lump Sum Investing vs. Dollar-Cost Averaging

Think about the last time you had a year-end bonus. After you went out for a nice dinner and topped off your car’s gas tank, you probably sat down and thought about the best way to invest the money.   People come into a lump sum of cash more often than you might think. Be […]

HAPO Community Credit Union Expands with Acquisition of Community First Bank

HAPO Community Credit Union, a leading credit union, and Community First Bank, a trusted provider of financial services in Tri Cities region, jointly announced today that they have entered into a definitive agreement under which HAPO Community Credit Union will acquire Community First Bank. The transaction is structured as a purchase and assumption agreement for HAPO […]

Are You Prepared for Upcoming Holiday Scams?

The holiday season is quickly approaching, and with it, a number of notable fraud trends will follow. It’s easy to fall victim to these schemes while trying to purchase the perfect gift for a loved one. So how do we defend ourselves when modern scammers have become so effective at creating fake websites, mimicking ads, […]

Understanding Government-Backed Home Loans: FHA, VA, and USDA Loans

Buying your first home is an exciting milestone, but it can also be a bit overwhelming, especially when it comes to understanding the different types of loans available. For some, a government-backed home loan may be the key to overcoming certain barriers to homeownership. Government-backed home loans are mortgages insured by a federal agency, and […]

A Penny Saved is a Degree Earned: Education Savings Options in Washington State

Rebecca Martindale Wealth Planner HFG Trust

I consider education to be one of the most important investments that a person can make. Unfortunately, education costs have grown exponentially, with tuition prices jumping 178% since 2000. With this pace of education inflation, it is not surprising that many families view student loans as the only way to get their child across the […]