Understanding Government-Backed Home Loans: FHA, VA, and USDA Loans
Buying your first home is an exciting milestone, but it can also be a bit overwhelming, especially when it comes to understanding the different types of loans available. For some, a government-backed home loan may be the key to overcoming certain barriers to homeownership. Government-backed home loans are mortgages insured by a federal agency, and […]
Tapping into Home Equity: A Beginner’s Guide to Home Equity Loans and HELOCs
Building equity in your home is a gradual climb. Home equity is the difference between the value of your home and the amount you owe on your mortgage. The amount of equity you hold in your home can increase in two ways: through an increase in your home’s value or through paying down your mortgage. […]
A Penny Saved is a Degree Earned: Education Savings Options in Washington State
I consider education to be one of the most important investments that a person can make. Unfortunately, education costs have grown exponentially, with tuition prices jumping 178% since 2000. With this pace of education inflation, it is not surprising that many families view student loans as the only way to get their child across the […]
