Tapping into Home Equity: A Beginner’s Guide to Home Equity Loans and HELOCs

Building equity in your home is a gradual climb. Home equity is the difference between the value of your home and the amount you owe on your mortgage. The amount of equity you hold in your home can increase in two ways: through an increase in your home’s value or through paying down your mortgage.  […]

Navigating the Path to Building Your Own Home

Financial Preparedness and Builder Selection  Setting out to build your dream home is a thrilling adventure, but it requires meticulous planning and financial readiness. Finding a reputable builder, understanding the contract’s terms, having money set aside for unforeseen expenses, and securing financing are all vital steps in the process. Reviewing each step thoroughly can help […]

Know the Contract with Your Contractor

Homeownership has long been accepted as a core component of the American dream. For some, homeownership also means having a hand in crafting and designing their forever home. You have the opportunity to interview builders, and that is a crucial first step before the journey begins. Interviewing builders will allow you to have a closer […]

5 Credit Mistakes To Avoid

When it comes to the world of personal finance and borrowing money there are few numbers more important than your credit score. Credit scores are used by financial institutions to determine the likelihood of the borrowed funds to be paid back. Moreover, it is one of the biggest factors in determining the interest rate offered […]

5 Things To Know Before Building Your Home

When someone decides to build their home, they unknowingly volunteer to traverse foreign waters. It’s not an understatement to claim that building a home requires financial savvy, means, and flexibility. Let’s discuss some details that would best prepare someone who is considering beginning the construction of their dream home.