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Personal Finance

3 Fastest Ways to Improve your Credit Score

Max Lucas Mortgage Consultant HFG Trust

Your credit score is a vital part of your financial wellbeing. The difference between good and bad credit is more than which way the arrow tips on the barometer; it’s the variance of a monthly payment on a line of credit. Lower credit scores are accompanied by higher interest rates, and therefore equate to larger […]

Keys to Financial Planning for Single Adults

Over 25% of my clients are single adults or couples who are preparing for one spouse to live much longer than the other. I spend a significant amount of time assisting them with the unique issues they face. Like all of us, they want to wisely invest their money, mitigate taxes, take care of their […]

5 Credit Mistakes To Avoid

When it comes to the world of personal finance and borrowing money there are few numbers more important than your credit score. Credit scores are used by financial institutions to determine the likelihood of the borrowed funds to be paid back. Moreover, it is one of the biggest factors in determining the interest rate offered […]

Tax Saving Tips You Are Missing Out On (2022)

At the start of last year, it was pretty hard to be excited about agricultural commodity markets. Not that they were bad but they sure weren’t good, and it was hard to project much more than breaking even on many farm budgets for 2021. Fast forward to today and prices have improved considerably…

Holiday Gifts That Pay Dividends In The Long Run

Christmas online shopping for holiday gifts HFG Trust

For all the reasons that need not be rehashed in this space, 2020 has been a year that we’ll always remember. But even still, the calendar marches on toward cooler weather and the celebration of the winter holidays. Regardless of whether you choose to spend this time with loved ones in person or virtually, the holiday […]

Are Weddings A Waste Of Money?

wedding of Brent Schafer and his wife HFG Trust

2020 has been a crazy year. But with all that has happened in recent memory, there has been some good that has come during this pandemic. For me, this included celebrating my marriage in October to my college sweetheart, Joslyn. Even though it was all a blur, it was a wonderful day spent with friends and […]

5 Easy Ways to Teach Your Children About Money Management

“It’s just like riding a bike.” When a skill comes naturally to us despite not using it for several years, we say “it’s just like riding a bike.” When we learn how to ride a bike as a child, it doesn’t matter how many years it has been, we always remember how to get back […]