A Breakdown of Different Investment Types
As a financial advisor, guiding clients through the complexities of various investment options is a key part of my role. Understanding the different types of common investments—stocks, bonds, mutual funds, and ETFs—is crucial for building a well-rounded portfolio. This blog post will provide a comprehensive breakdown of these investment types by exploring what they are, […]
3 Fastest Ways to Improve your Credit Score
Your credit score is a vital part of your financial wellbeing. The difference between good and bad credit is more than which way the arrow tips on the barometer; it’s the variance of a monthly payment on a line of credit. Lower credit scores are accompanied by higher interest rates, and therefore equate to larger […]
Keys to Financial Planning for Single Adults
Over 25% of my clients are single adults or couples who are preparing for one spouse to live much longer than the other. I spend a significant amount of time assisting them with the unique issues they face. Like all of us, they want to wisely invest their money, mitigate taxes, take care of their […]
5 Credit Mistakes To Avoid
When it comes to the world of personal finance and borrowing money there are few numbers more important than your credit score. Credit scores are used by financial institutions to determine the likelihood of the borrowed funds to be paid back. Moreover, it is one of the biggest factors in determining the interest rate offered […]
Tax Saving Tips You Are Missing Out On (2022)
At the start of last year, it was pretty hard to be excited about agricultural commodity markets. Not that they were bad but they sure weren’t good, and it was hard to project much more than breaking even on many farm budgets for 2021. Fast forward to today and prices have improved considerably…
Holiday Gifts That Pay Dividends In The Long Run
For all the reasons that need not be rehashed in this space, 2020 has been a year that we’ll always remember. But even still, the calendar marches on toward cooler weather and the celebration of the winter holidays. Regardless of whether you choose to spend this time with loved ones in person or virtually, the holiday […]
Are Weddings A Waste Of Money?
2020 has been a crazy year. But with all that has happened in recent memory, there has been some good that has come during this pandemic. For me, this included celebrating my marriage in October to my college sweetheart, Joslyn. Even though it was all a blur, it was a wonderful day spent with friends and […]
Two Things to Prioritize if Your Business Has Been Affected by COVID-19
In the age of COVID, customer service, account servicing, loan origination, and banking in general have all been re-evaluated to allow for the continued delivery of high-level, client-focused service without the necessity of a face-to-face meeting.
Why I Check My Bank Account Daily – And Why You Should, Too
With cash purchases becoming less and less frequent thanks to the ubiquity of debit and credit cards, the practice of monitoring daily spending habits has become an increasingly important topic for many.
The 401(k) True Up: Are you losing thousands in employer 401(k) matching?
Some 401k participants are missing out on employer 401k matching contributions without even realizing it. This happens when the employer does not have a True Up feature in the 401k plan and the employee:
1. Does not maximize the employer match every pay period, or…
