Tips & Strategies for Teaching Your Kids Financial Literacy
Financial literacy is an essential life skill that is often overlooked. Parents have a crucial role in teaching their children about money management from a young age. Studies have shown that children as young as three years old can understand the concept of money, and by the age of seven, their money habits are established. […]
The Economic Benefits of Shopping Local
When embarking on your holiday shopping, it may seem like an obvious choice to look toward large national chains, like Walmart, or browse the expansive options of product online, with retailers like Amazon. That is okay, however the small, local businesses in your area could offer greater benefits to you and your local community. The […]
3 Fastest Ways to Improve your Credit Score
Your credit score is a vital part of your financial wellbeing. The difference between good and bad credit is more than which way the arrow tips on the barometer; it’s the variance of a monthly payment on a line of credit. Lower credit scores are accompanied by higher interest rates, and therefore equate to larger […]
Removing the Hurdles That Keep Women from Investing
Imagine a financial advisor. Now, picture an investor. Who do you see? You probably envision a man in a suit and tie when you think of a financial advisor. Perhaps when you think of an investor you picture a man sitting in front of a few monitors, viewing performance charts of various stocks, and executing […]
Know the Contract with Your Contractor
Homeownership has long been accepted as a core component of the American dream. For some, homeownership also means having a hand in crafting and designing their forever home. You have the opportunity to interview builders, and that is a crucial first step before the journey begins. Interviewing builders will allow you to have a closer […]
5 Credit Mistakes To Avoid
When it comes to the world of personal finance and borrowing money there are few numbers more important than your credit score. Credit scores are used by financial institutions to determine the likelihood of the borrowed funds to be paid back. Moreover, it is one of the biggest factors in determining the interest rate offered […]
Things to Consider Before Moving Out of State
The ability to work remote is an amazing thing. As I write this, my team leader is working temporarily in Arizona, my teammate is working from Washington, and I am currently residing in California. Even hundreds of miles apart, we can work seamlessly without a hiccup. This newly found freedom is becoming common and has […]
A Financial Advisor’s Guide to Holiday Shopping
Even though there is a ton of advice floating around about how to be financially successful, many people still struggle with managing their money. The truth is, financial success doesn’t need to be complicated, time consuming, or overly restrictive.
College Graduates Saving for Retirement
Thinking about the future can be worrisome. Whether you’re age 20 and just entering the workforce or well-established at age 60, retirement will likely be a radical change of pace. Do you want to continue some form of part-time employment?
What It Takes to Become a Certified Financial Planner™
I first started working on earning the CFP® designation about a month after I joined HFG Trust in October of 2018. Not only is the CFP® coursework extensive, it also requires that the individual conduct business in a fiduciary capacity. I was drawn to the fact that the certification itself requires you to put the interests of the client ahead of your own. It was difficult. But after everything is all said and done, I am better for it and more prepared to provide our clients with the service they deserve.
