Home Loans

The 2022 Housing Market: Inflation and Rising Mortgage Interest Rates

In December of 2021, announcements and speculations were made that pointed to higher interest rates for 2022.  Those announcements and speculations have proven to be true.  At the end of June 2022, the Consumer Price Index increased 9.1 percent over the previous 12 months – the highest since November 1981. What Causes Inflation? Inflation is […]

Know the Contract with Your Contractor

Rick Pullen Construction & Consumer Banker HFG Trust

Homeownership has long been accepted as a core component of the American dream. For some, homeownership also means having a hand in crafting and designing their forever home. You have the opportunity to interview builders, and that is a crucial first step before the journey begins. Interviewing builders will allow you to have a closer […]

5 Things To Know Before Building Your Home

When someone decides to build their home, they unknowingly volunteer to traverse foreign waters. It’s not an understatement to claim that building a home requires financial savvy, means, and flexibility. Let’s discuss some details that would best prepare someone who is considering beginning the construction of their dream home.