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Business Banking

What is Business Banking: An Introduction to Small Business Banking

Jesus Melendez Business Banker HFG Trust

Business and personal banking may share some features and account types, but the offered services for business banking needs is expanded with solutions that will assist businesses with their day-to-day operations and longer-term projects. Business Banking vs. Personal Banking Defined Business Banking provides a wide range of services for small-medium businesses in order to assist with […]

What Are the Benefits of Online Business Banking?

cyber security for your online business banking CFB - HFG Trust

In today’s fast-paced digital age, the relationships we have with our clients are heavily reliant on the products that we provide through our digital channel. At Community First Bank, our commitment is to be Your Financial Partner for Life, guiding you through every milestone and endeavor. Business Online Banking provides our clients with a 24/7 […]

A Step-by-Step Guide to Opening a Business Bank Account

Danielle King Director Branch Banking HFG Trust

Why Separating Business and Personal Finances is Vital As a small business owner or entrepreneur, one of the key financial decisions you’ll make is opening a business bank account. Beyond the convenience it offers, separating your business and personal finances is crucial for legal protection and effective financial management. In this step-by-step guide, we’ll walk […]

Getting a Commercial Banker Involved in Your Construction Project

David Doak Business Banker HFG Trust

Permit delays, scheduling snafus, supply chain issues, and contractor disputes…if you haven’t experienced any of these, you haven’t been in commercial real estate construction for long. Even the best-laid plans can go awry and dealing with these setbacks onsite is challenging enough. If you’re not working with the right commercial banker, you might unknowingly add […]

What Information is Needed to Finance a Commercial Loan?

Cassandra Arey Business Banker HFG Trust

Business owners often ask what is needed to secure a commercial loan. The answer is not a one size fits all scenario. There are a lot of factors that contribute to obtaining a loan and hurdles that may come in to play throughout the process. Being prepared to furnish as many necessary documents as possible […]

Your Guide to Community First Bank PPP Loan Forgiveness

applying for a PPP Loan Forgiveness Community First Bank | HFG Trust

If you have not applied for forgiveness, this article is for you.

Depending on your paycheck protection program loan amount, the application process may differ from borrower to borrower. Read this article to learn more about specific requirements and how to apply for loan forgiveness.

3 Cash Flow Factors Every Entrepreneur Needs To Know About

man with open banner at bar or restaurant window HFG Trust

Cash Flow. We hear and use the generic term, but as it applies to business financing, we need to drill down further. There are three main needs for a business to consider, as well as a corresponding type of financing to match each specific need. Operations These are your daily, weekly, and quarterly needs of your […]

Commercial Financing Request

DD Tri-Rivers Excavating HFG Trust

What Every Commercial Financing Request Should Have In 2021, And Always As we head into the last half of November, February 2020 already feels like distant history. Back then, when many of us did not foresee – and could not imagine – the turns the year would take, something long anticipated happened: The longest economic […]