Lake Oswego

4500 Kruse Way, Ste. 385

Lake Oswego, OR 97035


Monday - Friday

9 AM - 6 PM

Finance Your Next
Dream With Us

There are more than a few ways to buy, refinance, or renovate the home of your dreams.

With decades of mortgage lending and investing experience, our Lake Oswego team are experts when it comes to finding a financing solution for the next venture in your life.

Whether you are a first time home buyer or someone looking for properties as an investor, we can help you in finding and crafting a plan that meets the needs of your financial goals.

Let us help you throughout your home buying journey.

Sunset View with Mount St Helens from deck of luxury homes in Happy Valley Oregon in Clackamas County

One thing I have come across over the years is that each person has a different goal when purchasing a property.

I've come away with a lot of great lessons that can be used to help our clients plan for their first, second, or third homes.

Morgan Smith, NMLS #13580
Managing Director, Alternative Investment

Meet With Us

The purchase of a new home is commonly the largest purchase most Americans will make in their lives. We understand that individual clients often have their own road map towards buying a home, and there are dozens of options to get there.


Morgan Smith and his team of experts bring decades of real estate lending and investing experience to clients in the Portland, Oregon area. Whether you are a first time homebuyer or a seasoned real estate investor, our Lake Oswego team are well-prepared to help you choose a financing option that fits your specific needs.


Services we provide:

  • Bridge Loans for Owner-Occupied and Investment
  • Renovation Loans including Rehab Funding
  • Ground-Up Construction
  • Reverse 1031 Exchange Financing
  • Multi-Property Loans
  • Short-Term and Long-Term Financing


4500 Kruse Way, Suite 385

Lake Oswego, Oregon 97035


9 AM - 6 PM, Monday - Friday



Meet Our Lake Oswego Team

Photo of Morgan Smith, Managing Director of Alternative Investment for HFG Trust in Lake Oswego, Oregon.

Morgan Smith

Managing Director, Alternative Investment
Photo of Carrie Lucas, Head of Operations, Alternative Investment at Community First Bank | HFG Trust in Lake Oswego, Oregon.

Carrie Lucas

Head of Operations, Alternative Investment

Kyle Blain

Senior Loan Officer, Alternative Investment
Photo of Jonna Cyr, Underwriter for the Alternative Investment division of Community First Bank | HFG Trust in Lake Oswego, Oregon.

Jonna Cyr

Underwriter, Alternative Investment
Photo of Lixin Malmros, Controller at HFG Trust in Lake Oswego, Oregon.

Lixin Malmros

Controller, Alternative Investment

All written content on this site is for information purposes only. Opinions expressed herein are solely those of HFG Trust, LLC and our editorial staff.  Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. Not FDIC Insured. Not Bank Guaranteed. May Lose Value.