Personal Banking

personal banking meeting HFG Trust

Overview

Whether you prefer to do your banking in person or use our robust online banking platform we have the products and services to meet your needs. From Checking and Savings accounts to Money Market accounts there is a product to assist you with your daily transactions and long-term financial goals.

Our online banking platform allows you to use mobile deposit and set alerts on your account to assist in mitigating fraud on your account.

Clients receive free notary services, and instant issue is available at all locations.

Personal Banking Products

  • FREE CHECKING

  •  

    Free checking with no monthly service charge. Open an account today with a $100 opening deposit.

    Services include:

    • Online Banking
    • Mobile App/Mobile Deposit
    • Visa Debit Cards
    • Combined Statements
    • Free personal checks for clients 55+
    • CardValet® (enables the user to customize fraud alerts and set spending limits)
    • MoneyPass® (nationwide ATM network with over 32,000 locations)

  • INTEREST CHECKING

  • Our Community Interest Checking account offers a secure way to store your money while earning interest that grows your funds. Protect yourself from overdrafts by linking an additional CFB account.

    Open an account today and receive your first box of checks free (minimum opening balance of $500). The $6.00 monthly service charge is waived with a minimum daily balance of $500.

    Services include:

    • Online Banking
    • Mobile App/Mobile Deposit
    • Free Bill Pay
    • Visa Debit Cards
    • Combined Statements including free check images
    • Complimentary overdraft protection from a linked Community First Bank checking or savings account
    • Free personal checks for clients 55+
    • CardValet® (enables the user to customize fraud alerts and set spending limits)
    • MoneyPass® (nationwide ATM network with over 32,000 locations)
  • SAVINGS

  • An interest-earning account with unlimited in-person withdrawals at any of our Community First locations.

    A minimum opening balance of $200 is required when setting up your account. The $2.00 monthly service charge is waived with a daily minimum balance of $200.

    Services include:

    • Online Banking
    • Mobile App/Mobile Deposit
    • Free Bill Pay*
    • Interest-Earning
    • ATM Card
    • Combined Statements
    • MoneyPass® (nationwide ATM network with over 32,000 locations)
    • Unlimited withdrawals with no fee
  • HSA CHECKING

  • HSA contributions are tax-deductible with tax-deferred earnings. This account allows you to use the funds for qualified medical expenses, and the assets are not taxed. Our HSA checking allows you debit card access and check-writing capabilities.

    Certain qualifications are required to open an HSA account. Please contact your banker to learn more about how to qualify.

    Minimum opening balance of $100. The $2.25 monthly service charge is waived with a minimum daily balance of $3,000.

    Services include:

    • Online Banking
    • Mobile App
    • Free Bill Pay
    • Visa Debit Cards
    • Combined Statements, including free check images
    • CardValet® (enables the user to customize fraud alerts and set spending limits)

    HSA health savings account personal banking HFG Trust

  • MONEY MARKET

  • An interest-bearing account with unlimited monthly in-person withdrawals. This savings account type offers tiered interest earning, meaning the higher the account balance is, the higher the interest you earn.

    Minimum opening balance of $500 is required. The $9.00 monthly service charge is waived with a minimum daily balance of $500. 

    Services include:

    • Online Banking
    • Mobile App/Mobile Deposit
    • Free Bill Pay*
    • Interest-Earning
    • ATM Card
    • Combined Statements
    • MoneyPass® (nationwide ATM network with over 32,000 locations)

    HSA health savings account personal banking HFG Trust

  • CERTIFICATE OF DEPOSIT

  • CDs are a great way to earn a higher interest rate than a regular savings account. With just a $100 opening deposit, you can earn competitive rates with this type of account. Interest rates vary based on the term of the CD. Call one of our Personal Bankers today to find the best CD to fit your needs.

     

    certificate of deposit business banking product HFG Trust

 

Free checking with no monthly service charge. Open an account today with a $100 opening deposit.

Services include:

  • Online Banking
  • Mobile App/Mobile Deposit
  • Visa Debit Cards
  • Combined Statements
  • Free personal checks for clients 55+
  • CardValet® (enables the user to customize fraud alerts and set spending limits)
  • MoneyPass® (nationwide ATM network with over 32,000 locations)

Our Community Interest Checking account offers a secure way to store your money while earning interest that grows your funds. Protect yourself from overdrafts by linking an additional CFB account.

Open an account today and receive your first box of checks free (minimum opening balance of $500). The $6.00 monthly service charge is waived with a minimum daily balance of $500.

Services include:

  • Online Banking
  • Mobile App/Mobile Deposit
  • Free Bill Pay
  • Visa Debit Cards
  • Combined Statements including free check images
  • Complimentary overdraft protection from a linked Community First Bank checking or savings account
  • Free personal checks for clients 55+
  • CardValet® (enables the user to customize fraud alerts and set spending limits)
  • MoneyPass® (nationwide ATM network with over 32,000 locations)

An interest-earning account with unlimited in-person withdrawals at any of our Community First locations.

A minimum opening balance of $200 is required when setting up your account. The $2.00 monthly service charge is waived with a daily minimum balance of $200.

Services include:

  • Online Banking
  • Mobile App/Mobile Deposit
  • Free Bill Pay*
  • Interest-Earning
  • ATM Card
  • Combined Statements
  • MoneyPass® (nationwide ATM network with over 32,000 locations)
  • Unlimited withdrawals with no fee

HSA contributions are tax-deductible with tax-deferred earnings. This account allows you to use the funds for qualified medical expenses, and the assets are not taxed. Our HSA checking allows you debit card access and check-writing capabilities.

Certain qualifications are required to open an HSA account. Please contact your banker to learn more about how to qualify.

Minimum opening balance of $100. The $2.25 monthly service charge is waived with a minimum daily balance of $3,000.

Services include:

  • Online Banking
  • Mobile App
  • Free Bill Pay
  • Visa Debit Cards
  • Combined Statements, including free check images
  • CardValet® (enables the user to customize fraud alerts and set spending limits)

HSA health savings account personal banking HFG Trust

An interest-bearing account with unlimited monthly in-person withdrawals. This savings account type offers tiered interest earning, meaning the higher the account balance is, the higher the interest you earn.

Minimum opening balance of $500 is required. The $9.00 monthly service charge is waived with a minimum daily balance of $500. 

Services include:

  • Online Banking
  • Mobile App/Mobile Deposit
  • Free Bill Pay*
  • Interest-Earning
  • ATM Card
  • Combined Statements
  • MoneyPass® (nationwide ATM network with over 32,000 locations)

HSA health savings account personal banking HFG Trust

CDs are a great way to earn a higher interest rate than a regular savings account. With just a $100 opening deposit, you can earn competitive rates with this type of account. Interest rates vary based on the term of the CD. Call one of our Personal Bankers today to find the best CD to fit your needs.

 

certificate of deposit business banking product HFG Trust

Easily manage, budget, and secure your cards with the Card Valet® mobile app.

Find a MoneyPass® surcharge-free ATM near you using the online locator tool.

MONEYPASS® AND CARD VALET® ARE TRADEMARKS, REGISTERED TRADEMARKS, SERVICE MARKS OR REGISTERED SERVICE MARKS OF FISERV, INC. OR ITS AFFILIATES.

Download Our Mobile Banking App

Our Community First Bank Mobile app allows you to pay bills, send money, and deposit checks anytime, anywhere.

Visit the Google Play and Apple App stores to download our mobile banking app today!

Product Summary

  • COMMUNITY FREE CHECKING

  • COMMUNITY FREE CHECKING

    $100 MIN. OPENING BALANCE

    • No Monthly Service Charge
    • No Earned Interest
    • Clients 55 and older receive complimentary CFB logo checks (please order through your local branch)
    • $2 fee for check imaging on your bank statement
  • COMMUNITY INTEREST CHECKING

  • COMMUNITY INTEREST CHECKING

    $500 MIN. OPENING BALANCE

    • 6.00 Monthly Service Charge Waived with minimum daily balance of $500
    • Earned interest $500 minimum daily balance required.
    • Clients 55 and older receive complimentary CFB logo checks (please order through your local branch)
    • Complimentary first box of CFB logo checks (please order through your local branch)
    • Complimentary overdraft protection from a linked checking or savings account
    • Check imaging available on bank statements
  • COMMUNITY SAVINGS

  • COMMUNITY SAVINGS

    $200 MIN. OPENING BALANCE

    • $2.00 Monthly Service Charge Waived with minimum daily balance of $200. Waived if under age 18.
    • Earned Interest
    • Unlimited withdrawals with no fee
    • Link to a Community First Bank Checking Account for overdraft protection
    • ATM cards available for order
  • COMMUNITY MONEY MARKET

  • COMMUNITY MONEY MARKET

    $500 MIN. OPENING BALANCE

    • $9.00 Monthly Service Charge Waived with minimum daily balance of $500
    • Interest on tiered balances $500 minimum daily balance required
    • Unlimited withdrawals with no fee
    • ATM cards available for order
    • Checks available for order
  • COMMUNITY HSA CHECKING

  • COMMUNITY HSA CHECKING

    $100 MIN. OPENING BALANCE

    • $2.25 Monthly Service Charge Waived with minimum daily balance of $3000
    • Interest on tiered balances $500 minimum daily balance required
    • HSA contributions are tax deductible
    • HSA earnings are tax deferred
    • If used for qualified medical expenses, assets are never taxed
    • Debit Card access/check writing capabilities
    • Check imaging available on bank statements
  • CERTIFICATES OF DEPOSIT

  • CERTIFICATES OF DEPOSIT

    $100 MIN. OPENING BALANCE

    • Penalty imposed for early withdrawal
    • Interest Earned
    • Competitive Rates
    • Low opening balance
COMMUNITY FREE CHECKING

$100 MIN. OPENING BALANCE

  • No Monthly Service Charge
  • No Earned Interest
  • Clients 55 and older receive complimentary CFB logo checks (please order through your local branch)
  • $2 fee for check imaging on your bank statement
COMMUNITY INTEREST CHECKING

$500 MIN. OPENING BALANCE

  • 6.00 Monthly Service Charge Waived with minimum daily balance of $500
  • Earned interest $500 minimum daily balance required.
  • Clients 55 and older receive complimentary CFB logo checks (please order through your local branch)
  • Complimentary first box of CFB logo checks (please order through your local branch)
  • Complimentary overdraft protection from a linked checking or savings account
  • Check imaging available on bank statements
COMMUNITY SAVINGS

$200 MIN. OPENING BALANCE

  • $2.00 Monthly Service Charge Waived with minimum daily balance of $200. Waived if under age 18.
  • Earned Interest
  • Unlimited withdrawals with no fee
  • Link to a Community First Bank Checking Account for overdraft protection
  • ATM cards available for order
COMMUNITY MONEY MARKET

$500 MIN. OPENING BALANCE

  • $9.00 Monthly Service Charge Waived with minimum daily balance of $500
  • Interest on tiered balances $500 minimum daily balance required
  • Unlimited withdrawals with no fee
  • ATM cards available for order
  • Checks available for order
COMMUNITY HSA CHECKING

$100 MIN. OPENING BALANCE

  • $2.25 Monthly Service Charge Waived with minimum daily balance of $3000
  • Interest on tiered balances $500 minimum daily balance required
  • HSA contributions are tax deductible
  • HSA earnings are tax deferred
  • If used for qualified medical expenses, assets are never taxed
  • Debit Card access/check writing capabilities
  • Check imaging available on bank statements
CERTIFICATES OF DEPOSIT

$100 MIN. OPENING BALANCE

  • Penalty imposed for early withdrawal
  • Interest Earned
  • Competitive Rates
  • Low opening balance

Personal Banking Team