A Breakdown of Different Investment Types
As a financial advisor, guiding clients through the complexities of various investment options is a key part of my role. Understanding the different types of common investments—stocks, bonds, mutual funds, and ETFs—is crucial for building a well-rounded portfolio. This blog post will provide a comprehensive breakdown of these investment types by exploring what they are, […]
Analyzing Funds Using the Morningstar Style Box™
Before making any investment, conducting thorough research is essential. The insights gained from your research can reveal an investment’s historical performance, associated risks, and its alignment with your overall financial plan. When considering mutual funds or exchange-traded funds (ETFs), the Morningstar Style Box™ is an invaluable research tool. Below, we will explore the Morningstar Style […]
What is a Fiduciary?
Understanding the role and responsibilities of a fiduciary and their importance. A fiduciary is someone who manages assets on behalf of an individual, family, or company and is required to act in their best interest. Examples of fiduciary professions include financial advisors, board members, attorneys, and trust officers. When named a fiduciary, by law you […]
Should You Continue Holding I Bonds?
With the increase in interest rates, there are attractive options consider adding to your portfolio while taking on little to no risk. U.S. savings bonds and treasury securities are considered among the safest investments because they offer consistent and predictable returns while being backed by the full faith and credit of the United States government. […]
Washington State to Begin Collecting Capital Gains Tax
Washington State has remained one of just eight states in the US that do not collect any form of state income tax. In recent years, this great perk has come under fire. Although the outcome is still being challenged in the Washington State Supreme Court, a tax resembling an income-tax is now being implemented and […]
How Do Midterm Elections Affect the Stock Market?
Election Day has passed by once again. Every two years our elections determine the state representation in the US House of Representatives and the Senate. While the outcomes of this years midterm elections still remain somewhat uncertain, one thing we can count on is that there will be plenty of opinions and predictions floated about […]
Hedging Against Rising Inflation
With the latest annualized inflation rate in the United States eclipsing 8%, worry of how rising inflation will affect personal finances only continues to grow across the country. Talk of rising inflation is everywhere; it is no wonder there is a lot of questions surrounding the topic of inflation. Will inflation get worse? When will […]
US Equity Returns Following a Market Decline
The stock market was down 20% this year at one point due to rising interest rates, concerns about inflation, and the war in Ukraine. Here at HFG Advisors we are sympathetic to questions and emotions many clients have during this market decline. We do not have a crystal ball into the future. We try to […]
Why We Stay Globally Diversified in Shifting Markets
Markets do ebb and flow over time – but there are periods in time when prices can get excessively high, particularly in the growth corner of the market, like we see today. We have made a conscious effort to tilt portfolios to value companies, the type of companies that have outperformed growth companies by roughly 20-30% over the past century.
3 Facts to Consider When Investing During an Election Year
Uncertainty surrounding the future of our country’s political direction can make it difficult to feel comfortable making financial decisions leading up to November elections. With two presidential candidates who have entirely different views, it only makes sense that investors might be leery of putting money into the market. Some might even consider taking money out. […]
