February Economic Indicator Mixed-Bag
As I write this, the big news today is the February 2019 jobs report. The Bureau of Labor Statistics reports that just 20,000 new jobs were created in February – the lowest monthly number since May of 2016 (15,000). Does this mean the end of the recent economic boom? Probably not. The USA has seen […]
Argentina/Patagonia Fly Fishing Trip 2019
Initially, I was apprehensive to write this article. The first reason being that it is mostly about fishing and it might have a limited audience. Secondly, I feel very fortunate to experience unique trips like this and I’m rather reserved in sharing. However, I made a new friend last year – a former trial attorney […]
How To Improve Long-Term Returns
How To Improve Long-Term Returns During Market Uncertainty Using Evidence Based Investing If you’ve been watching global equity (stock) markets over the last twelve months, you’ve probably concluded that markets are random and that no one, no matter how educated they are, can accurately predict where the markets will be a year or two from […]
Roth 401k vs. Roth IRA: Which is Best for You?
Although there are a lot of differences between a Roth IRA and a Roth 401k, I wanted to highlight what I believe are some of the more significant ones. Individuals utilizing a Roth IRA and Roth 401(k) have the same objective, to qualify for tax free distributions. In both situations, the individual contributes after-tax dollars […]
Social Security Benefits Buy 34% Less Than in 2000
Millions of retired Americans rely on Social Security retirement benefits as a primary source of income; but unfortunately, annual cost-of-living increases have not been enough to offset the higher costs eroding older consumers’ purchasing power. According to an annual study released by the Senior Citizen’s League in June, Social Security retirement benefits have lost 34% […]
Average Investors #1 Mistake
The #1 Mistake Made by the Average Investor (And How to Avoid It) According to the Social Security Administration, the average retiree receives only 36% of their income in retirement from social security retirement benefits. The balance of their income needs are met by defined benefit plans (pensions), personal savings and investments, or they are […]
